English - HALKBANK AD Skopje

HALKBANK A.D. SKOPJE – PEOPLE’S BANK

Halkbank is one of the largest and fastest-growing brands in the Macedonian financial market, providing:

Employment for over 830 people.

A wide network of 47 branches and numerous ATMs and POS terminals.

Services for thousands of individuals, small and medium-sized enterprises, corporate clients, and public institutions.

Leadership in personalized banking services and innovations through a modern digital platform.

Vision

To be the leading bank in the region, recognized for universal banking and strong presence in retail services for the population.

Mission

To create value for customers, shareholders, and employees while contributing to the development of the banking sector and society.

Customer-oriented

Security and trust

Integrity and transparency

Innovation and personalization

Social responsibility and environmental care

Tagline

People matter.

With commitment to quality, innovation, and excellent service, Halkbank continues to be a bank of the people and the community.

HALKBANK TURKEY – Over 85 years of leadership and economic support

Founded in 1938, Halkbank was established to support artisans and tradespeople to accelerate economic development. Over time, it has positioned itself as a stable, reputable, and pioneering brand in the Republic of Turkey.

With more than 85 years of experience, the bank remains a leader in developing Turkey's banking sector while continuing its mission of supporting the real sector. Halkbank offers a unique banking experience through its extensive network of over 1,000 branches in Turkey, more than 4,000 ATMs, and modern internet and mobile banking services.

With a customer-oriented strategy, Halkbank provides tailored financial solutions for tradespeople, farmers, and owners of small, medium, and large businesses, addressing their needs at any time.

2024

Start-Up Support

Introduced the country’s first financing package for startups with the launch of a financial Start-Up package.

One million seedlings in five years

Under the corporate social responsibility (CSR) platform HalkEco, the Bank initiated the "One million seedlings in five years" project in partnership with the National Forests Public Enterprise.

Best csr bank macedonia 2024

Recognized as the Best CSR Bank in Macedonia for 2024 by Global Banking Review, highlighting its commitment to social responsibility, community support, and sustainability initiatives.

support for women’s entrepreneurship

The "Dresses with Pockets" platform, which supports women’s entrepreneurship, was selected as one of the best CSR practices by the American Chamber of Commerce (AmCham) under the Partnership 4 Giving project.

The Best Bank for Individuals

• Awarded Best Retail Bank for 2024 by the Global Banking Review.

Fair financial services for consumers

Received the "Fair financial services for consumers" certificate from the Consumer Organization of Macedonia, reaffirming its dedication to respecting consumer rights and ensuring customer satisfaction in all areas of operation.

Marketing awards

The recognizable Halkbank’s brand and its creative communication were awarded at several regional and global marketing festivals, including Cactus, Golden Drum, and MOM.

2023

Package for Women Entrepreneurs

Halkbank introduced a package for women entrepreneurs to support women in business.

The HalkEko platform organized the Halk Velo Green cycling race, with proceeds directed towards the reforestation efforts in Berovo.

The Bank continued supporting sports, culture, and the society overall through partnerships, events, and projects.

2022

Campaign “Let’s hear and hug them”

The campaign “Let’s hear and hug them” emphasized the importance of older generations and their wisdom.

The Bank received awards from the Ministry of Economy for best CSR practices in environmental protection under the HalkEco platform.

The Bank was awarded by the Macedonian Publishing Agency for the impactful CSR project in literature for youth - Halki’s Storybook

2021

Afforestation and Social Projects

Halkbank planted over 15,000 trees; created inclusive playgrounds, and supported educational projects. The second edition of Halk Velo Green raised funds for reforestation in specific regions. Recognized as the Best Financial Brand in Macedonia by the “Global Brands” Magazine.

2020

Support for Clients During the Pandemic

Became the first bank in the country to offer a six-month deferral on loan obligations during the pandemic. Introduced free electronic transactions and planted over 17,000 seedlings through HalkEco.

2019

HalkEco and Planting

Launched the HalkEco app to promote environmental awareness, and planted over 6,500 trees. Recognized for CSR by the ‘’Story’’ magazine, and awarded the Superbrand for 2019.

2018

Sponsorship and Expansion

Became the official sponsor of the National Handball Federation, and acquired Halk Insurance Skopje.

2011–2017

Growth, Awards, and Rebranding

Named “Best SME Bank” for 2017 by the leading “Global Banking & Finance Review” magazine, and a “Superbrand” for 2017/18.

Opened its first banking representative office in Belgrade; expanded its service network and capital, and implemented top security standards like 3D Secure and PCI DSS v3.3.

Acquired a 91.6% majority stake at IK Bank in 2011, completing its rebranding process. Merged with Ziraat Bank AD Skopje in 2012, and opened the first VIP Corporate Branch in the Macedonian market.

2000–2010

Awards and standards

Named “Best Bank” in Macedonia by the “Finance Central Europe” magazine in London. Implemented the ISO 27001:2005 Information Security Management Standard, and electronic banking services. Awarded “Bank of the year” by the Macedonian Chambers of Commerce.

1993–1998

Establishment and Partnerships

Established as a joint-stock company, becoming the first official representative of “Western Union” in Macedonia.

Structure of the Bank

HALKBANK AD Skopje was founded as a joint stock company in March 1993, with a Decision adopted by the Bank’s Assembly.

Currently, the total nominal capital of HALKBANK A.D. Skopje is MKD 12.846.910.000 divided into 1.284.691 ordinary shares, whose nominal value per share is 10.000 denars. The majority shareholder of HALKBANK A.D. Skopje is Turkiye Halk Bankası AŞ Istanbul with 1.279.905 ordinary shares i.e. 99,63% of the total number of shares.

Shareholders Structure	Number of shares	Amount of the share MKD
Türkiye Halk Bankası A.Ş.	1.279.905	12.799.050.000
Other Shareholders	4,786	47,860,000
Total	1.284.691	12.846.910.000

HALKBANK AD Skopje – People Matter.