Take advantage of the promotional period and apply for a Visa Vita credit card.

During the promotional period, all new Visa Vita cards come with a fixed interest rate of 5% from 01.03.2026 to 31.12.2026.

The promotional interest rate benefits can be used by clients who receive their salary through Halkbank AD Skopje or secure their credit card with a deposit.

Receive an additional benefit after completing the first POS transaction with your new Visa Vita credit card:

• 3000 Bonus points when applying online

• 2000 Bonus points when applying at one of our branches

Enjoy the advantages of a credit card that also earns you bonus points, which can be redeemed at Halkbank POS terminals * 1 bonus point = 1 MKD

(*Bonus points are awarded until the allocated budget is used up)

Apply now and enjoy spending!

Respectfully,
Halkbank AD Skopje

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